Payment Policy for Mishti Boutique
**Last Updated:** October 21, 2025
This policy outlines the acceptable methods of payment, terms, and processing security for all purchases made on mishtiboutique.com.
1. Accepted Payment Methods
We strive to offer secure and convenient payment options for all customers. We currently accept the following:
- 💳 Debit/Credit Cards (Visa, Mastercard, RuPay)
- 📱 UPI / Digital Wallets (Paytm, Google Pay, etc.)
- 🏦 Net Banking (Through all major Indian Banks)
- 💵 Cash on Delivery (COD) - *Subject to service availability in your area.*
2. Payment Security and Currency
- **Currency:** All transactions are processed in **Indian Rupees (INR)**.
- **Security:** We use industry-standard encryption and secure payment gateways to protect your personal and financial information. Mishti Boutique does not store your credit card or sensitive payment details.
- **Authorization:** By submitting an order, you authorize Mishti Boutique to charge your selected payment method for the total order amount (including product costs, shipping, and applicable taxes).
3. Order Processing, Adjustments, and Failure
- **Payment Confirmation:** Orders are only confirmed and processed once payment is successfully received and verified by our payment partner.
- **Payment Failure:** If a payment fails (e.g., card decline, insufficient funds), your order will be placed on hold or automatically cancelled after 24 hours. You will be notified to retry the payment.
- **Cancellations:** If you need to cancel or modify your order, please contact Customer Service immediately. Once an order has been **shipped** (typically within 1-2 business days), we cannot guarantee cancellation or modification.
4. Pricing and Taxes
- **Accuracy:** While we strive for accuracy, in the event of a pricing error on the website, Mishti Boutique reserves the right to cancel the order and refund the amount paid.
- **Taxes:** All prices listed are inclusive of Goods and Services Tax (GST) as applicable in India.
Need Payment Assistance?
If you encounter any issues during the checkout process or have questions regarding payment security, please refer to our **Customer Service** page or contact us directly.